Here is what I have learned tearing apart occult history (separating fact from fantasy and mystique):
You’re not wrong that ceremonial magick can seem to lean toward the wealthy. Historically, that perception comes largely from the medieval grimoire tradition, which required literacy. That alone excluded most peasants. These texts were written in Latin or other learned languages, like Greek, and access to manuscripts was limited to clergy, scholars, and educated classes. So it makes sense why we carry that view to this day, though it is outdated and largely misunderstood.
Working through those grimoires required more than just tools. It required access, literacy, time for preparation, and mental bandwidth. Wealth was not a formal requirement, but financial stability does widen the margin around basic survival. When daily life is dominated by survival and labor, there is naturally less time and energy available for prolonged ritual preparation. That difference is not mere nuance.
It’s also worth noting that many grimoires include instructions for substitutions if specific materials were unavailable, which suggests (or can suggest) the emphasis was on correspondence, preparation, and understanding rather than luxury for its own sake.
Crowley is a good example here. He was wealthy, and that fact is often glossed over. The lights were always on, rent always paid, food was not a concern. That kind of stability creates bandwidth, especially nervous system bandwidth. It allowed him to immerse himself deeply in occult study and practice. Add that financial freedom to his intelligence, drive, Will, and the fact that he was already a published poet in college, and you begin to see the full picture. This takes nothing away from him. It simply provides context for how wealth can accelerate occult development (Can doesn't equal always does).
To answer the question directly: ceremonial magick is ultimately less about expensive tools and more about understanding, the material, the structure of the ritual, and yourself. Tools can support the work, but they are not the engine of it.
Hope that provides enough context for you to make your own decision.